As in financial hard times, and poor values with homes... This group was advertising re-modifications for mortgage loans.
So I called, he said to bring in all your paperwork, for a no obligation consultation, but mentioned they required to move forward they require a fee up-front... Non-refundable $1000, and additional $2000 if I agree to a modify.
Well here we go, they talked about all they work they will do for you, and the benefits, to hire an attorney! So It sounded good... I have a 1st and second mortgage on the home... So here is 8 months later, and the effort on there part is far short than what they promise! They faxed over my paper work to the 1st mortgage, did nothing on the second, because... For every week was getting calls from them, and the attorneys never called me to keep me posted, i had to call them all the time, to check on the progress! They never had a good answer, except it takes time...
So my take on this, they took a $1000 dollars from me... So far all they did was fax some docs over, which you can do yourself, and they made a few calls, which I was doing myself, and on the second... THEY DID NOTHING FOR ME, NO EFFORT! Which I thought that's why I hired them in the 1st place!
Now that I'm in a 3 month trial period, the one attorney said they will be attempting to collect on the contract that i signed which is totally in their favor for the additional $2000. So now forcing to pay a total of $3000 for a couple of phone calls they made and faxed paperwork, and nothing on my second mortagage! What is this, nothing but a joke, or scam of money from someone! Very little effort from them, fell short of what they promise!
Lisa Madigan ATTORNEY GENERAL FOR THE STATE OF ILLINOIS, even said herself, do not give money upfront a few months back, which was too late for me, since I signed 8 months ago and said this was a scam... For re-modification loans places to require money upfront.
So learn from me... Do not sign anything that's in favor of them, AND MAKE SURE YOU PUT IN WRITING, THAT YOU CAN CANCELL THE CONTRACT AT ANYTIME, WITH NO FURTHER OBLIGATION OR MONIES OWED! This is your way out if your not happy with the service they promise, or lack of effort of! Protect yourself... I could of done what they did some calls and faxe paperwork over to the 1st mortgage and do nothing with the 2nd and saved myself $3000 grand!
I will be filing a complaint with the Attorney General's office!!
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