My husband and I went to this lawyer as we were thinking about filing bankruptcy. My husband was diagnosed with stage 4 cancer in November and was undergoing chemo making it very difficult to work. We could manage the mortgage and monthly bills on my salary but since he is self employed, if he doesn't work he brings home no money so paying off the credit cards became very difficult and we went to this attorney for advice and help.
His recommendation was to first file for a home modification. Our mortgage payment was very high and due to the economy, our mortgage was upside down. We owed more than the home was worth. Seemed like a good idea since he was saying how the mortgage companies were encouraged by Obama to save homes and do modifications. He told us not to pay our mortgage and to save our money since my husband future was so unclear. He told us the modification would take 3 months and once that was complete we could then file bankruptcy. He asked for $3000.00 which we paid in full and supplied him all the paperwork he requested just for the modification and an additional 3000.00 for the bankruptcy.
Four months later our home is in foreclosure, no closer to a modification, he never returns ANY calls, faxes or letters. I go to his office and he's not there. Our credit is ruined. Then someone from his office calls to say we received a forbearance of 3 months from the bank with a balloon payment of 23,000.00 at the end. They then tell me since they got me the forbearance they are through with my case - BUT if I want to go further I can pay an additional $5000.00. Kyle Norton took my money and said he would do a modification that would reduce my payments at least a 1000.00 a month getting me a 2 or 3 % rate instead of the 5.9 I was now paying. I was not a day late on my mortgage or bills till I went to them. They are the ones that put me in foreclosure when they advised me not to pay my mortgage and then think they did me a FAVOR by getting me out of foreclosure when they are the ones that put me INTO foreclosure to begin with. They take advantage of people when they are in desperate need of help, promise you the world and a solution when they do absolutely nothing for you but make things worse! A law degree does not entitle you to take advantage of venerable people simply to make money.
At this point we will probably be loosing our home, we have no credit and no money since in April I lost my job and we are living on unemployment and will have no where to go. If you hear the name Norton Law Group on TV or radio, which is where he advertises - RUN DON'T WALK AWAY. He will ruin your life as he has ruined ours.
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