My boyfriend took out a loan for $500.00, he took out a loan before with these people but paid if off. Well after the second loan our financial situation fell to the worst possible situation it could.
We kept paying the loan weekly and sometimes we would miss, we had no choice, they called like five or six times everday and just hounded and hounded, and left messages that we will help you please call us, ok so after a year of this crap finally I lost it and the supervisor Irma was on the phone with me and I told her we borrowed $500.00 and paid it back twice and you keep saying that you will help us, well you haven't helped us at all, she claimed I was yelling at her and she was going to give me a non-interest loan but now she is not because I was yelling at her, and she hung up before I could say anymore.
So if this went on for over a year and I even offered to work for them when they were hiring and told them that they could keep my check or checks until the loan was paid off, I tried everything, well how come they didn't offer the non-interest loan before, they knew we were in deep financial hardship.
Well anyway they garnished my boyfriends wages and we paid back the loan twice, so we borrowed $500.00 and paid back $1000.00 or more and then wages were garnished for almost $1500.00. So basically were ending up paying 5x the amount borrowed, We almost ended up in the streets and we lost our car. There should be laws against this crap, we gave it all the effort we could to comply and in the end they could have cared less. I hope that Irma can sleep at night knowing what she has done, and God knows how many others, she has a family and I bet if she were to experience this hardship, she then know what it's like. So if you ever need to borrow money do not go to Kosters because you may borrow $200.00 and end up paying back $1000.00.
Most people borrow money because they don't have any, next time we won't be so stupid!!
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