Like a lot of people, I lost my job last month and was not able to make the car payment on time. I called them to tell them I'd have it paid by the end of the following month. The person I spoke with said it would be ok, and just pay it as agreed. Within 4 days of that call, the phone calls started from them. They use fake phone id's from several cities and a lot of them come from a private name in a 972 area code..
I finally talked to one of there collection supervisors who insisted that the only way I could stop the calls was to give her a check over the phone dated on the planned payment date. Now I don't know about you, but the way I look at it, my giving them a check on an account that does not have enough money in it to cover the check is the same as me writing a bad check. If I write a bad check, I am liable for arrest, a fine, and potential jail time.
I know I will be returning to work and have funds coming in next week, but, I am not about to write them a bad check! In today's economy, companies can change their minds. Promised jobs can go away... But a bad check charge from my bank. Or an arrest does not go away...
I am about 10 months away from paying off these bastards. And I will never do any business with Capital One again!!!
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