Back in the beginning of December, I was doing some researching about getting a loan for bad credit.in needing the loan badly due to unforseen circumstances, I have come across a website for American Credential Lending. It all seemed legitimate and provided testimonials and phone numbers. They also stated they specialized in Angel Investing through third party. I filled out the form and received a call back within the week.
I spoke to a Debra Harper and questioned her on everything. She stated this was a legitimate business according to their laws. She emailed me the paperwork on the loan and the options I had to secure my deposit. I have all these documents to date, and they seemed legitimate. Providing the policy type, the terms and agreements and the guarantee of my loan of $7000.00.
I had two options to secure my loan-one was to provide the funds to cover the insurance or to provide collateral-which was $700 for the 3 months payments of the loan to their third party investor. I had questioned and grilled this woman to the extent and she assured me this was legitimate. I proceeded to wire the money via Money Gram to their third party investor whom was named Eric Globowski in Canada. I made several calls to this Debra about this investor and asked why in Canada? And she states they have lenders everywhere willing to lend people money to the US. Anyways, this woman was so convincing that I went ahead and sent this over.
I then realized this might be a scam and called Money Gram and filed a report, which they told me it was and I also filed a report with the FBI. I called back American Credential Lending and spoke to someone else to request a refund and was told that I have to wait 45 days according to their policy.
So here I am now, called the number, just got a pre-recorded message of "Thank you, Goodbye." Then looked up the website and it is gone. Now I am waiting on the FBI to do something about this so called business. I have all documents to support these policies and agreements to which they have not obeyed.
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