I was on a mission to save my husbands and my business. I had tried numerous was to get loans to pull our business thru till the beginning of spring, but it was no use. Both of our credit had suffered severly and we were now at least a month or 2 behind on all our bills. Our business and marriage was about to end. That is when I received a phone call from Debra Harper with American Credential Lending. She responded to my information off the internet for a loan, only giving me a couple of days to make sure I was in hopeless despair. Our first conversation consisted of her having found me a 3rd party lender for people with not so great credit. She refered to the one that would be lending us the money as an angel investor. It was thru National Angel organization Angel Investor Network. She explained that people who have extra money and would like to help others in need out and make a return on there own money are the ones who participated in this network. To get the ball rolling I had to send money by moneygram. Which at this point I was on cloud nine and very happy to do so. I took 633.72 to walmart and sent it to Paula Sheffield in Brooks Canada. This amount was a down payment for our $10,000 loan. After that called her with the moneygram confirmation number. I was to have the money electonically deposited into my account in the matter of an hour. When it was not received I called first thing the next morning, only continuing to get her voice mail. My son called her from his phone, different number than mine and she answered. He had her hold with he called my from a land based phone. She began to explain to me that the underwritters were not happy with our loan agreement and were requesting an additional 2 months prepayment to get the ball rolling. At that point I began to realize that this may have not been a good idea. This was on Dec 8 and today it is Feb 9 and to no suprise still no refund that I was promised to have by Christmas so I would at least have something to buy my kids Christmas with. I ask myself now if I have question, is it too good to be true? If it seems like it, it probably is.
0 comments