We went online to get an account with Bank of America, we were informed they had several locations in Ohio. We got our information through the mail. My husband got a payday loan using this account, we had two weeks to put our money into the bank to cover the loan from the payday.
When we got paid we were astounded that we could not even find a Bank of America in our state.
They told us there were several in our state.
I contacted them over and over trying to see what I should do since we had no banks in our area, in the meantime we had to physically go and pay the payday organization the 200 back in person.
They only told me I would have to drive top Indiania to make deposits and bank with them each and every time.
Naturally we could not do that.
Now they have us reported to chex systems as fraudlent activity.
We can not open another account anywhere because of that.
I called them and tried to explain to them that they told me there were no branches on Ohio and that I could not drive 4 hrs to Indiania.
They have put it in a charge off stating that I owe them 1965.00. One check was returned, one time.
This was out of our control. Now we have no way to live, without a checking, debit card to pay biills. Most of my bills are paid over the phone or ach.
I do not know what to do. No other bank will talk to me now about another account.
What can I do?
The only reason I even considered this bank is because it kept coming up online and we were new to the area, I never assumed they would say there was one in Ohio if there wasn't.
Thank you
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