My husband and I have had an account with First Charter for 7 years. This past year, 5/3 bank took over and we have had nothing but problems. It is true that they will hold transactions for days and hold deposits so that charges will go in before direct deposits. My husband and I both have direct deposit and we have had transactions from 5 days prior hit the bank and cause overdraft fees. Both of my daughters bank there and have had simular problems not to mention atleast 6 people at work that bank there. Recently my daugters have changed banks due to unfair overdraft charges and I am in the process of changing myself. I am campaigning to have all of my friends close their account as well (all have had the same problems excessive fees from out of nowhere). I have been told by the branch manager oh well you should not use more money than you make, the thing is I have had the money in there but due to "held debts" online balance and ATM balances are inaccurate. I have went over and over fees and debts and she could not give me an answer only to say I should have read the disclosure statement that was sent to me in June. I guess I should have read very carefully, but I did not think a financial institution would rob me blind of my hard earned money. I will tell everyone I know not to bank with them and I am talking to my employer (she banks there for her business) to see if she will move her account as well. I have never seen such a blantant form of robbery from a business that you are suppose to trust with your livelyhood.
If you value your hard earned money, LEAVE THIS BANK NOW!!!
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