I've five loans with National Home loan I've never been overdue on the loans, I approached Countrywide and that I told Joe Fimanio that due to the economy I'm having an issue spending the very first minute and third I've on my main home and so I have to combine the loans into one mortgage, he explained he'd need to operate my credit. After working my credit he explained if he was to combine the very first, minute and third on only one mortgage I'd be preserving roughly a thousand bucks per month, I mentioned excellent. Then he stated I have to supply evidence of revenue I told him that I'm self-employed and company is poor similar to the economy but I supplied my 07 tax statements. I had been subsequently used in Eric Lopez and after examining my tax statements he explained used to do not qualify to combine the loans quite simply I have to show I will spend a thousand bucks less per month to be eligible for the mortgage. I had been subsequently used in the house preservation division and that I talked with Religion 800-669-6650 ext 7894 she asked me concerns, I responded after which she explained used to do not be eligible for something since I'm not overdue. I'm presently spending roughly $2,500 additional every month Countrywide will not combine actually among the five loans I've together. I talked to varied individuals at National plus they stated ostensibly so long as I'm present we can not assist you and that I don’t generate enough to warrant combining the loans that'll decrease my monthly obligations. I told Countrywide that as a result of this economy I've burned although my savings and that I am working from choices. I named Countrywide at 800-208-8148 ext 8605 on Jan 06 and that I talked to Gabrielle and that I described my scenario frantically attempting to conserve my home and my credit, she stated easily don't create the cost promptly you will see a late cost and my credit is likely to be influenced of course if I drop behind I really could market the home back again to the financial institution. It appears tome that's what Countrywide wishes me to complete. After placing a sizable deposit and spending on my home for a long time provide it to Countrywide. Isn't the millions Lender of America obtained in the government enough?
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