I took a course at this college in Chesapeake, VA about 3.5 years ago. My employer at the time was supposed to pay for the entire cost of the class. Due to company policy my employer did not pay all of the cost, leaving about $400 to be paid. I had no idea that the company did not pay the entire cost... I NEVER received an invoice, phone call or any other correspondence asking for payment of this balance. I subscribe to a credit monitoring service and recently received an updated credit report. There is now a collection account in my credit report that has seriously affected my credit score. Do I have any recourse? Doesn't the creditor have to apply some due dilligence to attempt to recover any $ owed before it can be sent to a collection agency?
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