Back in June I was feeling overwhelmed and writing out my bills while on my computer when this 'debt genie' logo popped up - I clicked it just to see what it was - Shortly after I received several calls from people wanting to help me. I spoke with a man from Swiftrock who convinced me that this was the right choice for me & that I was making a good decison.
At this point I was not behind in my bills just overwhelmed. I received the contract and paperwork and though complicated I was assured that I would not get sued and it was perfectly legal and that the debt collectors were the bad guys. I was to send in all of my last invoice from each company and they would contact them from then on.
I really didnt understand what I was getting myself into and when ever I called i was reassured that I was on the right track and that just keep sending in invoices - I was not to talk to callers and not call them back - they would handle all correspondence. After a while calls stopped but then I received letters from lawyers offices - which I was told to just fax in - I waited nothing - calls kept coming and I avoided my phone - no one really knew what I was going through as I quietly faxed things back & forth.
I called several times and was told that it was part of the process and that the lawyers are not legitimate attorneys and that it was just scare tactics to get my money.
Well I was called out of a meeting last week to inform me that someone was waiting to summons me - I was shocked as I also received another summons in the mail the very same day - I then called one of the other attorneys letters I received and was told if I didnt come up with a certain amount of money that this was going to litigation. So I scrappled to find money and communicate with everyone and find legal advice.
When I sent the summons into Swiftrock the same day I got them then three days later I received calls and an e-mail that could not have helped anyone really. Thankfully I got in touch with all the attorneys offices and they were mostly understanding and willing to work with me, but I have had to take everybit that you can take out of your retirement to pay them.
I cancelled my account in the meantime and was contacted severla times about why I wanted to cancel - much faster than when I sent my summons in - I asked to talk to someone about how much was in my account and was told he was on the phone and when I inquired about what had been sent out I was told that the fax was down. It was all coming to light.
This has been so stressful. Now that I revisit this I feel like a complete fool - there are so many red flags I just completly belived that I was doing the right thing but when I started to get suspiscious I looked up Global Client Solutions and Swift rock - this scam alert came up - I called them & asked them about it and they assured me that they were the 2nd largest debt settlement firm in the country-I then called other debt settlement companies just out of curiousity and they told me it seemed like they werent doing their job and to do further research.
As you can see from above that this is a nightmare, but I was told by the debt collectors that they are experiencing this left & right and once again they are willing to work it out with me and be fair after I explained myself. I hope that others get out in time - at least I found some money - I am still paying one large one on a payment plan.
0 comments