After signing on with GHS Solutions out of desperation during the economy recession I felt a sense of relief that I had taken the proper steps to meet my debt obligations. Now 15 months later I have had a summons served on me to appear in court next week regarding one of the accounts GHS Solutions was handling for me. When I notified them that I had received the summons they emailed me a list of things to do and told me to call in 48 hours to speak with an arbitraitor. When I called back I was disconnected twice and sent to voicemail 3 times. I still have not spoken with anyone at GHS and don't know what to do about the summons except show up! Over the weekend I received a letter from them stating that they would continue to deduct the monthly $209.00 from my account but that they could not offer any legal advice or assist me with the summons. I have put a stop payment on my account and now I am left dealing with $18000.00 of credit card debt that they have falsely told me they are taking care of. I am paying them monthly and so far every payment collected since 12/1 has gone toward a service fee! Here I sit with no extra money to try to settle my debts because I have relied on GHS and was totally lied to from the beginning. I have since negotiated all of the debts except the one I received the summons for and I am trying to get released from GHS and their stealing claws so that this credit card company will talk to me and allow me to make an arrangement. I will lose over $1500.00 dollars to GHS but I guess that is their scam and how they stay in business. With all the complaints and other garbage I have seen regarding this company I cannot believe something cannot be done to stop them. Their program may work for people with several small debts but is a total rip off for a person with larger debts and will cause them a lot of grief and suffering if they trust them to help. I am a fool for using their service and will end up even deeper in debt by wasting the last 15 months paying them to do nothing for me. I can't afford a lawyer and I will be going to court next week with a lot of paperwork that shows I was very stupid and spent 15 months paying GHS to do absolutely nothing for me. Talk about easy money! Wish me luck at court, I have never been to court in all my 56 years except to get my marriage license! I hope I survive the stress!
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