This credit card company preys on those who, for whatever reason, are trying to rebuild their credit. I encountered them after getting my free annual credit report. Experian noted I had no revolving credit and had some credit offers, Premier Credit Card was one of them. I was lulled into a false sense of security thinking somehow they were okay if they were anyways related to Experian. I got the card loaded with charges.
I immediately sent money because I wanted to pay it down and build a great payment history. But, that is when the nightmare began. They have now charged my all types of new fees and as of this date they are charging me $95.00 in over credit limit fees.
I have currently filed a complaint with the Illinois Attorney General's Office, The Better Business Bureau and The Federal Trade Commission. I have also appealed their bill in writing to be mailed tomorrow. My first payment isn't even due until November 17 and I already will have a black mark on my credit. I take responsibility for my error in judgment but will still fight their unfair business tactics.
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