I have bad credit and in an attempt to correct that I applied for and received 2 Mastercards. I recommend Barclaycard Mastercard to all who are trying to rebuild their credit. You get a $250.00 credit limit and this company is legit. The other First Premier Bank mastercard is a Giant rip-off and a scam! First you pay $100.00 just to apply, then you are approved and on your first statement you pay the yearly fee of $75.00 PLUS $4.95 internet fee. I paid these fees immediately to get my balance to zero. I then made purchases in the amount of $200.00 and paid that 2 weeks before it was due. It was processed and that was 3 weeks ago. Thinking I had a $300.00 credit limit I was surprised to find they hold your payment for 20 days! This means that I have available less than $100.00 in credit. Simple ridiculous! This company gives you basically 10 days to have your full line of credit.
If you are looking to rebuild your credit use barclaycard mastercard. Premier bank is a ripoff and fraud, stay away from them it is not worth all the money that you pay before even using the card!
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