Out of nowhere my husband was served with a Complaint from Asset Acceptance. They were suing him in a local court for a debt for which he had no knowledge.
We relocated from PA 3 years ago to Nevada temporarily.
We had never opened any credit cards or loans in the state of Nevada. I am assuming that this alleged debt was an old PA account.
I checked the company (Asset Acceptance) online and found hundreds of complaints. These guys are real scumbags.
I answered the complaint (using forms found on the net) and filed them with the courthouse. I sent copies to the "Attorneys" at the above address. The information included a formal 8 page document requesting verification of the debt before I would communicate futher.
Now I just received another letter from the attorney's, stating that their client does not want to cause further "hardship and expense" to either of us and they would like him to contact them so that there may be an amicable soultion to the matter!!!
What part of "please verify the alleged debt" don't they understand? This last time in writing I told them that I would no longer communicate with them under the Fair Debt Collection Practices Act until they verify the debt.
The reason that I even started working with these clowns is that I had read on here that they can garnish my husbands salary. It may be legal to do that in Nevada but if this alleged debt was contracted in another state which does not allow wage garnishment, which state takes precidence?
These guys are nightmares preying on people through intimidation and the courts. Report them to all the agencies possible.
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