I applied for a refinance of my home from CitiMortgage and was told by the loan consultant that there was a fee of $440, but that it would be refunded if my loan was declined. The fee was deducted two days before I got a letter saying that my loan was declined. It has been six weeks of weekly correspondence with the loan consultant, and I still have not received a refund, nor have I received any indication that it will be refunded.
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