This is our experience with Fairbanks. We began with a $42,400 loan in july 1998 with Equicredit. We were sold to Fairbanks a couple of years later... in October of we paid a lump sum payment of $30,000 and they say we still owe over $18,000. Now. If anyone can explain this math to me... Please do. One representative said our loan was paid off. The next said no... You still owe $18,000 and the money was even misapplyed. We asked to take out enough of the 30 grand to pay us up until march and then last week were notified that this wasnt done and now we owe 3 payments... This company drives me nuts, you cant get straight answers from anyone there.
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