Bank of america overdraft fee's. August
Why don't bank REJECT automatically if there is NO fund in the account!!! But instead' they let it go thru and this is what happened below. We are not perfect about finances or really bad timing on our side, but these fee's are totally unfair and ridiculous. Because of this' it had gotten us in very deep financial trouble.
We got charged on fees' on top of each other and fee's we were charged, they added another FEE because we had another $35 fee on top of that too, which made the NEGATIVE higher and harder for us to solve. We have 5 children. It simply was my fault for not communicating with my husband. I wish there is a LAW to change this, as poor people get sucked in deeper into financial hardships, instead of making our life better. This is totally BRUTAL! Rich people get more richer and poor get more poorer.
07/31 overdraft item fee -$35.00_ -$366.76 (? - total of all fees)
07/31 overdraft item fee -$35.00_ -$331.76
07/31 overdraft item fee -$35.00_ -$296.76
07/31 overdraft item fee -$35.00_ -$261.76
07/30 mcdonald's f2902 07/28 card #2599 purchase... -$2.79_ -$226.76
07/30 taco bell 02484 q65 07/27 card #5631 pu... -$5.56_ -$223.97
07/30 blizzard ent*wow sub 07/29 card #2599 pu... -$14.99_ -$218.41
07/30 rubio's mira mesa #134 07/28 card #5631 pu... -$18.37_ -$203.42
07/30 check 1135: edit details -$52.00_ -$185.05
07/30 overdraft item fee -$35.00_ -$133.05
07/30 overdraft item fee -$35.00_ -$98.05
07/30 overdraft item fee -$35.00_ -$63.05
07/29 arco paypoint 07-29 customer 5631 purch... -$10.45_ -$98.05
07/29 pho ca dao 07/27 card #5631 purchase #240...-$11.75_ -$87.60
07/29 cns rite aid corp 07-28 customer 2599 pur... -$12.67_ -$75.85
07/29 overdraft item fee -$35.00_ -$63.18
07/29 overdraft item fee -$35.00_-$28.18
07/29 overdraft item fee -$35.00_ $6.82
07/29 overdraft item fee -$35.00_ $41.82
07/29 overdraft item fee -$35.00_$76.82
07/29 bkofamerica atm deposit 07-29 #001371 cus... $140.00_$111.82
07/28 non-bank card atm feeon 07-26 #000007564... -$2.00_ -$28.18
07/28 el patron mexican grill 07/24 card #5631... -$5.92_ -$24.18
07/28 sou the home depo 07-27 customer 5631 pur... -$7.51 _-$18.26
07/28 blimpie subs 154 07/25 card #2599 purchase... -$8.28_ -$10.75
07/28 rubio's mira mesa #13407/26 card #5631 pu... -$9.36_ -$2.47
07/28 starbucks usa 0005303307/25 card #2599 pu... -$11.45_$6.89
This is very unfortunate for our situation. We had an emergency, I had to stay up in L.A. For daily
Radiation treatments because I have Spinal chord Tumor and needed the money before I finish and come back home. I know it was irresponsible for both my husband and I and we did not communicate well on using the bank cards and who goes out to the store. These transactions is within 1-WEEK, I bought groceries and things my children needed (we have 4 kids, youngest is 2 years old) who well be turning 2 in few weeks, had to cancel her birthday party. Didin't know that my husband already spent some money. I know its our fault., but these fee's are totally ridiculous and it makes me so depress. WHY CANT BANK REJECT anything that GOES thru the account when it is in NEGATIVE! Totally WRONG, dug us in deeper problem had to borrow 4-different cash advances places just to buy groceries and put gas in car, our utilities are getting cut off, water, electric, cable, phone and can't even pay our car insurance now, I wish we don't get into accident!!! But Ill have to wait for the next 2 weeks to get some money to pay some part of bills, it is ALL overdue and with warning notices! Thanks a lot bank of america!!! I have always heard bad things about this bank, now I believe it.
I just want to share this out there and see if anyone have any or similar problem.
Pinaybeauty120
San Diego, California
U.S.A.
0 comments