Citizens uses creative pratices to ensure that they can charge you NSF fees
On August 30th I made a deposit of 857.06 at the time my balance was 183.80 and here is where it went crazy... This is how my statement looks
09/02 Deposit $857.06 $1,040.93
09/02 $818.47 $222.46
09/02 Point Of Sale Debit $24.36 $198.10
09/02 $16.31 $181.79
09/02 $15.00 $166.79
09/02 DDA CHECK 512 $15.00 $151.79
09/02 $2.42 $149.37
09/03 Insufficient Funds Fee $234.00 ($84.63)
*this only makes sense to citizens bank i am suppose to understand that really the payment came out first then the deposit... Of course I didn't know that I overdrafted so I used my card on the 2nd
09/03 $16.51 ($101.14)
09/03 $5.16 ($113.72)
09/03 $4.10 ($117.82)
09/03 $1.48 ($119.30)
09/03 $35.01 ($84.29)
09/04 Deposit $436.00 $351.71
09/04 Insufficient Funds Fee $195.00 $156.71
$429 in Insufficient Funds Fees this is insane... How is my deposit there one day and the funds the next... Customer service was worthless and very rude. Then when we tried to stop a payment that is due to come out on the 8th because they took all of our money they said they could not do anything!!! I have never been this ripped off from a company before!!
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