I'm creating this are accountable to convey my COMPLETE OUTRAGE of the way in which Lender of America has managed the deceptive prices on my consideration [mention of the rip-off statement #269908, link: http://usacomplaints.com/reports/0/269/RipOff0269908.htm ] and also the continuous FALSE STATEMENTS they've caused upon my credit history for pretty much annually today.
This all began on July 19 after I had found 2 fake costs for $80.00 each [excluding the international purchase charge] on my charge card. Costs shown as STC SAWA RECHARGE RIYADH SA. I'd googled simply to discover that STC SAWA RECHARGE are prepaid phone-card[s] for Saudi Arabian people. I'd approached Bank of America three times and delivered an affidavit with evidence these STC SAWA RECHARGE costs are DECEPTIVE and UNAUTHORIZED.
I'd gotten a notice from their store on 9/10/07 which was backdated to 8/31/07, declaring they were "incapable" to achieve me by telephone, regarding my submitted state of deceptive fees which I have to contact their fraud division. They NEVER ONCE named me concerning the affidavit. Never once. The lies from bofa starts.
And So I had approached their scam division, simply to obtain a saving of how they're examining the costs and my consideration is likely to be acknowledged within one to two billing cycles. The Next payment period was on 11/22/07 and in the place of having my bill acknowledged, they delivered a notice to my AGED HANDLE [I'd transferred on 9/4/07 and yes Lender of America HAS my new handle on document. I'd named them in sophisticated before I shifted], declaring that they're investigating my state and just how I'll not be responsible for the deceptive fees, but I'll be responsible for any charges that get on my card while they're examining. I just understand what the notice stated since my previous handle is my parents home and my mom named me and browse the notice within the telephone in my experience.
Today imagine if my previous tackle was some condo and never my parents home? That's identitytheft waiting to occur. If that does not seem terrible enough, Lender of America began tacking on "late fee costs" towards the deceptive charges.in supplement to all this, Lender of America continues to be confirming towards the credit agencies that I'm "overdue" and "overdue" on my bill. All this for DECEPTIVE, UNAUTHORIZED costs. Today WHY did Bank of America PERMIT these international costs on my consideration when National charge cards from all credit card issuers DON'T permit acquisitions [be it unauthorized or approved] from international nations??? That issue has HOWEVER to become responded from Lender of America.
I've gotten NOWHERE about the telephone together. All I get may be the same tune and party of how they're still "examining" the costs. Even while my credit rating is decreased further MONTHLY due to Lender of Americais NEGLECT and KILLING obligation of creating the problem right.
I'd gotten a contact lately [ June] from Lender of Americais customer support, declaring when I actually donot purchase the costs, they'll change my consideration to a debt collection company. Well, they are able to simply move right forward. I'll NOT purchase DECEPTIVE, UNAUTHORIZED costs. I'm preserving the several cents I've, since it appears like I'll have to combat this out in court. I can't obtain a mortgage to cover an attorney due to Lender of Americais continuous FALSE STATEMENTS caused upon my credit history.
I'm totally disgusted. I've desired to God that I'd NEVER, ACTUALLY ACTUALLY had gotten a charge card with Bank of America. Never. They instead pull somebodyis credit rating through the dirt and cost costs for DECEPTIVE, UNAUTHORIZED costs, maintain the cash they create FRAUDULENTLY than to help make the condition right. This isn't just LEGAL, it is INCORRECT on all amounts, and of course VICIOUS.
I'd like these DECEPTIVE costs OFF my bill. I'd like the FAKE STATEMENTS off my credit file and that I need an APOLOGY from Lender of America due to their NEGLECT and also the method they've handled me and DESTROYED my credit rating.
those who have a merchant account with Lender of America and it is scanning this, you'd be REALLY a good idea to SHUT your consideration INSTANTLY, examine your credit history and TRY TO ESCAPE from Lender of America. NOBODY must be going right through what I'm going right through with ANY charge card business.
Iris
everywhere, Wisconsin
U.S.A.
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