Complaint / Review
HSBC Card Services
Household Finance Company HouseHold Bank Ripoff

Anyone have a couple days grace period on their credit card? NOT with this company.

Try to make your payment on time a day before it is due. Use the convenient on line feature so you will have electronic proof. Nope they charge you a rush fee of $12.95. Pay it on a weekend, or one day late and be charged $35.00 that they will not waive even as a one time courtesy.

Try to talk to an American you can understand and vice versa, near impossible.

Most of the time their web site has problems, how convenient.

They want you to mail it so they can say they did not get it and charge you.

Owe this bank a mortgage payment or other payment from a revolving loan? They charge you $10.00 to make an electronic payment ON TIME or early.

Household Finance Company aka HFC and HSBC the parent company are RIPOFFS. Be smart go to other companies, I am! HFC use to be a reputable company years ago, they cared, it was like a neighborhood bank, but now they are greedy, evil business people who do not care about people, just the $.

Michael