I have had a Household Bank Master Card for about a year and a half.interestingly, I didn't seem to encounter any problems until the balance grew close to the limit.
I have always made payments on time — more often the minimum payment, but sometimes more — but always on time. There has been an incident or two where I went over the limit (a pathetic $750), but I paid the fee, knowing it was my own doing. But several times over the past few months, I have been charged a $35!!! Overlimit fee for reasons I cannot understand.
This week, I received an email that my Household Bank MC balance was over the limit. This was a shock, as I had paid my balance down in September, had made NO purchases, and all I expected for the next billing period was a new statement listing the minimum payment due.
Now my account is $60 over the limit, part of which is their outrageously criminal overlimit fee... An over-limit balance built in part by overlimit fees!!!
I can appreciate and sympathize with everyone who has posted here, and I offer my condolences. But after nearly 200 postings, I'm wondering — how far will situations like this go, before an outfit like Household Bank is dragged before a big-time court and brought to justice???
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