Well, first of all this whole thing started when I started attending the gym in Austin texas called Premier Lady. They also have a tanning salon next door, and it's only $25 a month. Excellent right? Well I paid a couple months before I was told that they were changing payment services. No big deal, I signed the papers and that was it. Little did I know that I was signing a ONE YEAR CONTRACT.
We moved and I had to cancel my gym membership with gas prices and all. I also had to cancel tanning. No problem with the salon, but I got charged a month after I cancelled my membership. I called the salon and they told me that they were leaving American Payment Services because all the customers were having this problem. When we signed with the Payment company, no letter came or anything telling me what I was getting into. They gave NO CONTRACT. The salon also said they were taking legal action against the payment service, because of all the money being STOLEN from the salon and all their customers.
I called the company demanding to know what was going on. I was paying $25 a month for no goods, no services. I was pretty sure this was illegal. They told me that I was going to have to pay or they would turn the past due amount in to the credit agencies. I was told that I had to pay 4 more months at $25 a month. FINE, I just want to get it over with.
It's not a LOT of money like they are scamming other companies with, but at 22 with a mortgage, two cars, insurance, and a 2 year old, it adds up quick.
My credit card got stolen about a week later, and I had to cancel the card. I called all the accounts it was attached to and let them know the new number, forgetting that I was paying for nothing with American Payment Services.
I was charged an extra $25 for the card getting declined. I understand that. It was my stupidity. I called, gave them the new number and paid over the phone.
The other day, I got a paper in the mail saying that my card was declined, and that I was charged an extra $25 AGAIN. I was so frustrated, and was planning to call first thing Monday morning. Little did I know, that I wouldn't have to give them the card number again.
I checked my bank account today to find out that they had charged me the $25 a month fee PLUS the $25 for a declined credit card. How is this possible!!! If it was declined, that meant that they didn't have my correct card number. If they didn't have that, then how could they charge the account?
A word to the wise... Just check out the payment service that all your payments go to. If its AMERICAN PAYMENT SERIVICES, then just pay cash or check. Don't go through the headache me, and all the other Tan Center members are going through.
0 comments