I made a cash deposit in the bank and then went to do my shopping. I used my atm card, which will not be approved unless there is money in my account. I have no overdraft protection on this account.
A few days later when I checked my balance it was in the negative 35.00. Because I was 1.00 short on a check I had written out. No problem.
The next day my account was about 150 dollars in the negative. Transactions that I had made and had posted to my account five days previously were now saying that they had posted that day. I had returned a rental car on a friday. Used my atm card to pay for it, the money was instantly taken out of my available balance on friday. Now five days later the computer was saying that that transaction was made on a Wednesday.
Currently, my account is about 500 dollars in the negative and it keeps going up. As soon as I found out about this un lawfull act, I called my lawyer. We decided that we needed more individuals that have experienced a similar situation. If you believe you have been charged un lawfull overdraft fees please email [email protected]. My first step was to file a motion in small claims court. Now I am going to try to collect a group to boycott in front of some of the local td banknorth. And if I get enough we could file a class action suit. I believe that this practice is un ethical of the banks.in an ever so unstable economy I can not afford to give a bank 500 dollars just because I was 1.00 short and they wanted to take extreme advantage of this. So lets stop this NOW
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