Complaint / Review
Proactive Plannig Solutions
Rate Reduction misrepresented! They don't tell you your monthly minimum payments will be higher then what your paying now. You save on interest but have a higher payment!

I was contacted by phone and introduced to the program, they stated they can reduce your credit card interest rates if the are higher than 10.99%. What they don't tell you is, most credit cards minimum payments are typical 1.5% of the entire balance, but when they transfer your cards to a lower interest rate card the minimum payment is 2% of the entire balance.

This will in fact save you money in interest, however will not lower your monthly payments, in fact your monthly payments can increase by the hundreds if you have high credit balances!!!