Three years ago I went to these services and they told me that my two 3,000 dollar credit cards would be paid of in five years. I got a call from one of the credit cards and they told me that I owe 6,000 dollars because the credit counseling services never bothered to talk to the credit card companies to freeze my accounts. So instead of me paying of 6,000 according to the credit card companies I owe close to 12,000 dollars all in interest. It's not right for the counseling services to lie about what they are doing. I have given these people close to five thousand dollars plus their monthly fee.
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