About two months ago, I received a phone call from a company called American Financial. They informed me I was pre-approved for a card with 2000 dollar limit. All I needed to do they stated was pay a 200$ deposit which I would receive back via 4 fifty dollar cash vouchers to be used anywhere. I told them I didn't have they 200 in my account at the time and Steven (the man with whom I was speaking to) said he could set a payment arrangement so to speak, and take out 100$ on October 19th, and the other hundred on November 9th. Unfortunately, I gave them all of my banking information. As promised, they took out the first hundred dollar deposit payment on October the 19th, and the following month they took out another hundred on November 9th. The 9th of November was the day I got paid, and I didn't have the 100 dollars for the second payment they required at the time. However, they took the money out anyways, and I had to pay that as well as the fee's for being overdraft. Which didn't make sense to me seeing as how I had deposited my check that day. When I went into overdraft mode on my account because of the money they had taken, my card became what is called hot carded, and I had to get a new card. But my account number remained the same. I waited for a month on the card and cash vouchers they promised, as well as the catalog. I received nothing. On December the 7th I called the number they had given me. I finally after 20 minutes of holding reached a man, he told me because their wasn't money in my account on the second payment they took out on the 9th of November the card was not sent. I however have copies of my bank statement that said the money was taken out which is why I was over-drafted. So if I am correct, I have paid over 300 hundred dollars for all of this. The man said if I would fax a copy of my bank statement, he would send the card right away as well as a catalog and the 4 fifty dollar cash vouchers. On December 11th I tried to fax over the requested bank statement to the number he had given me, and I repeatedly received an error report from the fax machine. I tried again this morning, December 12th and still received the error report. This made me suspicious. I tried to go to their website and I got a server not found page. I then began to search through Google and to my dismay I have read about 25 reports from others stating it is in fact a scam. Please help me get my money back. Because of this I was not able to go home for Christmas to my family that I have not seen in three years. I need someone's help to resolve this and I hope that we can all come together as I have discovered they have gotten ALOT of money from people all over the world, including one of my friends in Texas.
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