After speaking with over 1000 residents of Enid, OK, I have found that Bank of America's Enid branch has been ripping off most of their customers by issuing insufficient funds charges repeatedly for the very same check. This has happened to my business partner and I as we have a joint account with them. After an automatic deposit is made, it may be "held" for a couple of days while incoming checks will continue to bounce repeatedly.
When confronted with this, the tellers will tell customers that "we can do this as many times as we want". I know that Bank of America is now owned by Japanese bankers, yet the Enid branch is owned by a local Congressman's wife. We have lost over $6000.00 USD to this corrupt bank, to-date. Many other customers have had entire paychecks being "devoured" by ridiculous multiple NSF fees for the same, single check. If a large deposit is made, this bank will give a receipt that may be dated falsely as to imply that it was deposited a few days later, all while the customer's checks are bouncing like a rubber ball dropped down a staircase.
Please forgive the lack of providing more personal contact information, for I fear retribution by local Enid politics will destroy what little life that I still retain, after the first two years of harassment. The total amount of money that this bank branch has acquired
would total more than $1,000, 000 to-date. (1000 customers x $1000.00 USD = 1,000, 000)
This is calculated as for the average number of 50-100 % of customers' paychecks that are being taken for no reason. Is it illegal to bounce the very same check 4 to 9 times just to charge an NSF fee for $35.00 per fee ($140.00-$315.00 average, per customer, per check bounced, for at least the last two years.) I believe that the owner of the Enid branch of Bank of America is involved in Bank Fraud &/or Embezzlement scams involving more than 1000 of the bank's customers.
I also believe that the owners are not reporting the extra income to the IRS. The District Attorney that handles bogus checks will threaten customers with jail time and stiff fines if they do not pay their "debts" to this bank, along with the $170.00 DA fee.
This type of scam has happened before in this City, for more than 5 years. Please request for the IRS to audit this bank, its employees, and the owners of this branch, while investigating them yourselves. I am willing to bet that there will be more than two felony arrests for multiple counts.
Please help enid oklahoma end its corrupt ways!!!
-Thank you for your time and effort. You are appreciated more than you will ever know.
0 comments