I believe Wachovia uses deceitful, unfair business practices to steal money out of my bank account. And if you call and attempt to talk with someone you will only hear how you overspend and should keep a register.
I do not understand how a bank can put my card transactions on hold, deduct the amounts from the available balance in my checking account so I certainly couldn't spend the money, but then they choose to give the money back, pay a check and charge an overdraft fee of $35 each for all the little $1 debit card transactions.
I'm an adult and I know not to write checks I can't cover. Life brings extenuating circumstances too though. My ex-husband should have made a deposit on Monday, with the holiday on it should have been Tuesday. I had to write a check for my power bill last week and he was late making the deposit. When I checked my account online last night everything was fine. All the card transactions were there and deducted from the available balance in my account. When I pulled up my account this morning Wachovia had paid the check presented on 11/13 THEN ran all the card transactions that were dated between 11/8-11/12 charging a $35 fee for each of them, 14 transactions for a total of $490. My paycheck is direct deposited so they already have my money. I was told if I went and closed the account today they would just reactivate it and put my pay in the account.
Times are tough for me right now like most. I live paycheck to paycheck and now can't pay my rent because they robbed me. When you talk with someone at Walk-Ovah-Ya you can expect a snotty attitude, financial spending lectures and a tight grasps on the money they just stole.
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