They mailed me a direct letter stating I was approved for an auto refinance. I read the large and small print. Then I went to their site and filled out the application and they denied me. They said in the letter I was already approved based on info they already pulled from my file. Their word is no good. I would have never went to their lousy site had they not mailed me directly and said I was already approved. Don't lie to people. It always comes back to you.
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