I am a single young male and have gotten into some financial trouble as of late. I am starting to get things together to try and get my feet back on the ground and get a grip on my financial problems and get out of this mess.
Well, my first step was to go to my bank and get a printout of my checking account. I am an Army Reservist and my drill money is automatically deposited in my checking account. I do not write checks on this account anymore and have not done so for months. However, this account is still and always below 0.
So when I went to the bank to get a copy of my statement I have discovered that a charge of 35.00 has been charged to my account a total of 6 times in one month along with each of those is an NSF fee of 34.00 because the bank paid the 35.00 but there were not enough funds so they then had to charge my account an NSF fee of an additional 34.00. This has added up and keeps adding up. I asked the teller where this 35.00 charge was going to. The teller could not answer that, so she called someone else to ask them. They printed off a copy of the draft that only says to TRS DFT SVC FEE.
I then looked into all of my old mail and noticed several letters from TRS Recovery Services for the amount of 35.00. It seems that months ago I had a check that bounced through a company that uses TELENET. This check has long since been paid, but TRS still keeps taking money from my account. The bank doesn't know what it is for, they assume that it is legitimate and they pay the charge. I will be having a discussion with my bank tomorrow and telling them about this and hope that they will not pay the TeleNet upon my request. I hope that this will stop them from taking my money.
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