Complaint / Review
Household Credit Services Orchard Bank
Household Credit Services - Orchard Bank ripoff add on fees to put account overlimit, then charge 29.00 fee for being overlimit

This company is a TOTAL ripoff. The only phone number on our bill is an automated account information, we cannot get in touch with a live person. Over the last 18 months we have paid 720.00 dollars on a 300.00 credit limit, and have only used the card ONE time in 2 years. I have faithfully sent in the payments, being late only once, to the best of my knowledge, and our balance hasn't moved, it has only gone UP!!!

I didn't send in the payment last month because I became suspicious of them. They have started calling my house at about 9 am every morning. A rep. Called yesterday, so I put my husband on the phone with him, so my hubby told him that they were ripping us off and we weren't paying another dime. The rep. Told us to send 200.00 and it would be paid off. The balance on the statement is 382.83.

So if this company is legit, why only ask for 200.00? Like I read in another report, may God bless their souls, because they are lying thieves!!!