On October 12 I received a collection letter for an alleged disconnected phone number under my name for Verizon California Inc. Alarmed and very concerned I called them immediately and got a live person on the phone. I was told that I had phone service under my name between the dates of 9/97 -? That had incurred unpaid charges in the amount of $322.02. They had my parent's address and I did live there at the time but I have no recollection of ever owing this money! They had all my personal information and even my SS #.
I figured maybe memory was not serving me well and agreed to pay half of the balance with my credit card. That evening a nagging feeling kept telling me to investigate this company further... Especially since I have had Verizon phone service AND wireless service since then and no mention that I owed anything. I found this website and our stories all sound the same and so I closed my credit card account immediately so that I can hold on for payment until I have proof that this debt is in fact mine.
I have been working hard to clean up my credit and this is the absolute last thing I need. If they can prove this debt is mine, fine, I will pay but if not I pray they will leave me alone.
Are they even allowed to collect on a debt 10 years old? Someone please shed some light!
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