I just received a letter from afni, inc. To collect a debt from verizon for $ 175.46 on 6-22-1999. Almost 7 years ago! I only save financial records for 4 years then they go in the shredder.
Now i have no proof to show afni, inc. That this debt has been cleared, i have never been contacted by verizon in 7 years about any debt or any other collections agency. This was a big surprise to me when i opened this letter. I called afni, inc. They told me the date of the acct. And the street i used to live on but not further info. Now i am worried this will go to collections and hurt my credit report. Please Help!
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