I received a collections letter from AFNI for $1800 from a Verizon bill. After speaking with verizon, they told me they never had an account with my name or SS on it and that I don't owe them any money. They aren't trying to collect anything from me. Yet somehow, AFNI has managed to add it on my credit report, even AFTER the debt-holder said it wasn't me! How is the fair?
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