CBCS sent letters and called my home about a debt that had already been paid in Feburary of this year by my mortgage company when I refinanced my home. A woman who claimed her name was Kathleen (name on telephone message) said she would ruin my credit if I did not mail her a payment, even though this bill had been paid. I told her she was either looking at outdated information or was misinformed, but she began screaming about paying her or she would file a negative report with the credit bureau. She became so loud and nasty that I had to hang up the telephone.
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