I received yet another approval application for a credit card. This one is for $5,000 and a $69.00 processing fee ($89.00 for rush). The only good thing about this one is that they do have terms and conditions on the back-side which states many terms such as: You may utilize your credit limit at your convenience for purchases exclusively from the catalog of credit providers.
You must pay 50% of the total cost plus shipping and handling and taxes on any purchases through their catalog (remaining balance will be in monthly installments). As a member, you can become eligible for a Visa with a WHOPPING $300 credit limit once you have purchased over $1,000.00 in mechandise from their catalog. Can you believe this crap. Just beware and ALWAYS READ EVERYTHING. If they do not provide a phone number, terms and conditions, etc. Throw it away. I hope this helps some people. Thank you.
Marla
West Allis, Wisconsin
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