Asset Acceptance and Ocwen are trying to collect on an alleged debt from 15 years ago. They haven't proved or validated this alleged debt. They can't prove original signed documents for the alleged credit card, or show proof of real activity or real payments to the account. They apparently buy old or create old debt and them try to extort money from innocent people. This alleged debt and credit account is 15 years old and passed the statute of limitation.
According to research Asset Acceptance has a history of falsifying records and deliberately changing dates of activity on credit card accounts to make them look like "active accounts". They make payments appear mysteriously on old accounts to once again make them look active.
According to research They are involved in lawsuits for fraud, creating bogus claims, phony documents, and for violating against the Fair Debt Collection Practices Act. I have reported these companies to the Better Business Bureau, Federal Trade Commission, State Attorney General Office, and the American Collectors Association. How can these debt collection companies continue to do business like this?
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