Credit Solutions promised to leiminate our debt, by reducing balances to 40%, and letting our balances "age" in the meantime while building up a balance to pay of the protion of debt that would remain.
This is a direct quote from one of their emails: "At the beginning of your program we contact your creditors. After they have been contacted, we allow your account to age. This aging period consist of non-payment to the creditor. This shifts the leverage from the creditor to you, the client. During this aging period, you are to save as much as possible whenever possible, as this will help you get out of debt sooner."
They AGED our accounts into collections and arbitration!
My wife spent an average 4-5 hours a week on the phone trying to prod them along to resolve our debt. After 3 months and only one settlement for the original balance of the debt, we finally severed ties with them after paying almost $2000 in fees.
Do not use this company, contact a local credit counseling agency and let them help. At least they were honest!
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