Complaint / Review
Midland Credit Management
IncMidland Credit Management MCM Credit Dispute - Ridiculous Time Turn Around Ripoff

When disputing a claim with Midland Credit Management, Inc., I wrote, asking for confirmation of a debt.

I received a notice from MCM in March mid March, and instantly wrote them stating that I disputed them, using certified mail. I sent checks along with that note, saying it was a show of good faith. They cashed that check, but did not respond to me. I sent another small check later, again demanding they explain the debt. They cashed that check too, but did not respond.

Finally, on April 19, I got a note from them, very friendly, telling me if I had any more questions I could just call them. I tried and tried and tried. I got busy signals, I got no answers, I got a person who told me they couldn't talk to me because I had disputed the account. Finally, today, April 23, I got an "account manager" and her response was it was "pending an attorney."

I demanded an explanation of why, since they had just responded to me, and since it was still in dispute. I was told, "Well, it takes about 30 days turn around for us to get back to people."

She offered to put a "48 hour hold" on it. I offered to sue them instead.