Complaint / Review
CBCS Or Midland Credit Management Inc. For Fingerhut Credit Advantage
Never Received Initial Communication Notice Required By The FDCPA

I never received the Initial Communication Notice required by the Fair Debt Collection Practices Act from the collection agency, affording me the opportunity to dispute the alleged debt. My first communication with Midland Credit Management was when they reported the incorrect information to the credit bureaus. They now refuse to validate the debt. Anyone who has an issue with Midland Credit Management PLEASE report them to the Federal Trade Commission, the Better Business Bureau, and the Attorney General's Office so that they can be stopped for violating the Fair Debt Collection Practices Act.