I'm trying to resolve a debt that is seven years old for a hospital stay that I endured in 2001. West Asset Management now holds my "debt" and insists that I pay it. They advised me to pay them to fix my credit report then I could sue the health insurance company for twice the amount I paid. They offered me about 5 different settlement amounts and when I told them I couldn't pay anything, and that I didn't owe anything, they informed me that they would flag my credit report and make sure it stays on there another seven years and that they know I'm trying to buy a house right now, so it would be wise to send them a post dated check immediately and they would fix the blemish on my credit by the end of the month.
My previous health insurance provider was to pay this debt to Redmond Regional (the hospital), but has since sold those policies sometime in late 2001. It was determined that the insurance company was liable for the payment on 9/11 but apparently never paid it.
I've called the new insurance company that obtained the policy World Insurance 800-231-9045) but they have no record of the claim. They advised me to call the hospital where the debt was incurred and get their federal tax ID number so that they may search it like that.
I can't get to the bottom of this and it's costing me thousands in interest because of the credit reporting. West Asset Management told me to call them back only when I'm ready to settle the debt and rudely asked me why I would call them at all if I didn't have the money to pay. I need some help. I don't know where else to go. Please give me some advice.
The people that had the "debt", sold the debt. The party that owed the debt, sold the policy, the new policy holding company shows no record of the claim, and the credit collector won't give me any options besides payment. I am trying to buy a house right now and they're costing me thousands in interest. I just had to buy a new car and also got a higher interest rate there as well. I've sent several letters, have recently disputed it with the major credit bureaus, and requested that West Asset Management send me an itemized bill.
I NEED ADVICE, HELP. My wife is crying her eyes out over this mess and we think we may never get to the bottom of it without writing an 8 thousand dollar check to West Asset Management.
Brent
Daphne, Alabama
U.S.A.
0 comments