Purchased a Leather Sofa and Loveseat which was a floor model. Salesperson talked me into taking 0% financing for 6 months. I had purchased the items in March and my payment was to be due in September.
I sent my payment into them on 9/6/01 and they did not cash my check until 9/26/01 and then they billed me for $154.00 in service charges. I told them I refused to pay, and they just kept increasing my service charge. I then contacted the Department of Banking who was absolutely USELESS, they sent them a copy of my dispute and they have not ever even contacted me back and the fees just keep increasing!
Now my credit has been tainted, I have paid my debt in full as per my agreement with them, no one will do anything, and I am being penalized because they held my check for over two weeks! I am sure it did not take over 2 weeks for my check to be received. I have all copies of my checks and correspondence to the Dept of Banking as well as Jennifer Leather. Financing was through HRS, which is Household Credit Retail Services.
Garry
West Milford, New Jersey
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