We are in columbus ohio and have been "flipped" from WELLS FARGO MORTGAGE, TO ASC MORTGAGE TO EMC MORTGAGE.
As we read through these forums we are sickened! We have experienced their insurance scamming, added fees, demands of payments through western union, tax games, and every other usureous mortgage rip off invented!
EMC mortgage invents new amounts to psy every day!
EMC MORTGAGE from IRVING TEXAS wanted 1,400dollars Monday September 20. Fine. We get disconnected during the transfer from them three way to WESTERN UNION which is the only payment EMC MORTGAGE takes.
We call back. CANNOT get the same guy. New guy wants a larger amount.
We get that amount together and cannotget either extention of the first two EMC employees because you must enter your loan number and social on every call.
The NEW EMC MORTGAGE guy now wants first 4,954.94dollars... Fine. I hate your guts and will see if my prosecutor can help me (I have NOT included ALL DETAILS here).
The EMC MORTGAGE guy NOW puts me on hold for well over twenty minutes... Whoops... Same guy upon noting we ARE going to WESTERN UNION ONLINE his 5k now DEMANDS 7,330.40... He agrees the intrest, principal etc. Is LESS THAN 5K but still DEMANDS 7,330.40!
It seems like no matter how much we have EMC mortgage demands MORE!
There are over 300 complaints at the Ohio Attorney General's Office according to one attorney we called.
We cannot refinance, but owe after ELEVEN YEARS under 90k on a house with a minimum market analysis price of 165k.
What can we do?
Are these foreclosure stoppers a scam?
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