Recently my wife and I were looking into refinancing our home when we were given news that we had negative ratings on our report that we were unaware of. EMC Mortgage had claimed that we had made SLOW payments on both of our mortgages for a prolonged period of time. They claimed we had made a ...
Approximately mid May, I began to receive telephone calls from this company stating I owed them $2,000. According to them, I had not payed May or October mortgage payments. Again, let me remind you it is now May. I began to pursue finding out why they had not received these payments because my ...
I had an FHA mortgage which was taken over by HUD when I couldn't make my payments. HUD then sold the mortgage to EMC Mortgage. My FHA mortgage allowed pre-payment of any amount of principal with no penalty. EMC Mortgage insisted that as soon as HUD took over, the mortgage was a conventional ...
My original loan was with Norwest, I was never late on a payment, NOT A SINGLE PROBLEM in over TWELVE YEARS! Then, EMC bought my loan from Wells Fargo, they told me that since Wells Fargo Bank had recently aquired Norwest, and EMC had purchased my mortgage from Norwest, that it would be "much ...
Called EMC Mortgage today to pay June payment via automated system. Automated system set up now to automatically forward you to a customer service representative so they can charge a $9.00 fee for personal service due to not using the automated system that's not working. Another way of charging and ...
I did not choose EMC, my loan was sold to EMC in November from First Horizon Mortgage Company, and from day one nothing but problems. The loan is a PITI (Principal/Interest/Taxes/Insurance) All payments made on time, always. They initially claimed there was no insurance on the home and placed a ...