I was sued by Direct Merchants Bank for nearly $10,000 about 3 years ago. I demanded they provide me with proof that the account was mine, and copies of my signature on each transaction I supposedly made. They couldn't provide me with ONE SINGLE SHRED of proof. They dropped the lawsuit.
Now, I am being sued by Asset Acceptance Corp (LLC) for the same account, 3 years after the last lawsuit was dismissed.
To date, August 15, I still have not received any proof that the debt was mine, nor any part thereof.
If I sent YOU a bill for $10,000 and couldn't prove that the bill was yours, then sold the account to the nation's worst collection agency who demanded full payment, WOULD YOU PAY IT?
Is it legal for Asset Acceptance Corp to buy an account and sue someone for a debt they or the original creditor can't prove?
Also, I just found out that Asset Acceptance LLC filed the lawsuit against me months ago. I now get a letter stating that if I don't respond in less than a week, I will lose by default judgement. I wasn't served any papers. Shouldn't they be required to serve me a subpoena for court without winning by default?
Note: I only check my mail once a month, as required by the US Postal Service.
To quote Jim Neighbors from Gomer Pile, USMC: "SUR-PRIIISE, SUR-PRIIISE"
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