I was contacted by a woman on my voicemail stating that my loan has been approved.in desperation, I have been applying for a payday loan so I thought it was a response to that inquiry. I was suprised to find out that I was approved for a personal loan of $10,250. With bad creadit, this was the miracle I was waiting for.
After a few attempts to contact my "Loan Officer", I finally reached her and it seemed too good to be true. She said I had two options to secure my loan. I could either have a co-signer or buy their insurance policy in case of unemplyment (or etc.) for $1095.
I was excited and asked to start the process. I gave her a fax number so that I could receive the loan documents and whatever else I needed to sign. After several days of trying to receive this fax, I finally asked her to send the documents through email. WOW! I finally got them.
I chose to use a co-signer because I found it pretty weird to have to pay money to get money (I've heard this on some talk show or something). Anyways, I received the loan agreement, which looked perfectly real, but no information for my co-signer. After several attempts to contact her without avail, I got restless and desperate and decided to just pay the fee.
I kept looking over the contracts and it didnt seem right. I tried to contact other officers that may have been in the office but no one could be reached. I had a secondary number besides the 1-800 number saved on my phone and when i tried to call it, it said I had the wrong telephone number. YEA RIGHT! This woman called me from that phone number and I stored it. I also tried to cantact them using their email information on their website but it was all sent back to me from the postmaster stating there is no such email. WOAH!
This led me here and to the Better Business Bureau wwebsite. Thank god I came here before I sent any money. I was seconds away.
It's a scam and I know for sure now. We can't touch them because they are based in Canada. WE can't contact them because they have false information on their website.
Don't do it!!! Even as desperate as you may be... Don't go there with them
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