I opened a Key Student Checking account before turning 18 (I am now 19). To do so I needed to have a legal guardian provide there social sec number and sign some paperwork, which my father did.
When I went into the Bank a few days ago they told me that my account was frozen because of overdraft charges, and a litigation fee of $90. They told me someone charged my account because my father's soc sec number was attached to it.
They gave me the contact information for the law firm. I called them and they wouldn't provide me with any information. My account is now -$2,057. The bank told me there's nothing I could do besides pay the negative balance on my account, and that I would never be able to get the hold off the account.
How could the bank legally allow someone to charge my account for money my father owes if the money in my account is mine?
I feel like they keep giving me the run around because I'm a young kid. It seems more like fraud to me but the bank doesn't seem to want to help me out.
I don't mind paying for the overdraft charges (althoug there wouldn't be any if my account wouldn't have been charged) but it seems like I'm getting shafted.
Looking for help.
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