I was called on my cell phone and told that I was approved for a $2,000 dollar credit card with a low APR. This sounded pretty good except for the $200 charge which would count towards my first payment.
Anyways, after a few days I discovered after coming across this website that this company doesn't offer a credit card at all. Just a merchandise card that has to be used on their items. All this, after I was told that I could use the card anywhere and had paid $200.
I immediately called my bank but was told that it would be tough to get my money back because it had been over 48 hours unless I filed a fraud complaint which I did.
Long story short, I got my money back and I hope these guys get put in jail.
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