Triad is absolutely THE worst company I've ever had to deal with. We have had to endure the constant harassing phone calls when a payment was ONE day late, they have called my husband and I's workplace when they were told not to. But this isn't even our story. Ohh, it gets worse.
On September we were down to our last payment with Triad. We were having trouble financially at the time so we made arrangements, we just wanted to be rid of these people for good. My husband called them and they wanted us to post date a check. Well let me tell you DO NOT EVER post date a check with these people. Atleast 3 times they have put payments through our bank WITHOUT our permission, thus costing us money because of NSF fees from our bank. My husband told them no that we would not post date a check because they could not be trusted, that we would pay them in a couple weeks. Well October 3 Triad put through a payment WITHOUT our permission for the remaining balance. Once again we had NSF fees from other checks not clearing as a result.
My husband called them told them about the fees and the person he talked to said they would talk to a supervisor, that they would take care of it. Approximately October 15 or 16 we received paperwork stating that our lien was satisfied dated October 11 with a cleared title. Last Wednesday April 5th Triad had someone come to my house and they REPOSSESSED my vehicle. I have a clear title and papers saying the lien was satisfied and I reported it stolen. Of course the police could do nothing because Triad said we still owed them money. We just payed them $1300 to get my car back because we had no other choice. IS THIS LEGAL??? How can they take a car that they signed the title over to us SEVEN months ago? Someone please help us. These people NEED TO BE STOPPED!
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